Mortgages and Re-Mortgages

There are many different types of mortgages you can get in today's market.

At Zoom Mortgage we specialise in getting you the right mortgage the first time we work with over 60 different banks and specialist lenders to accomplish this. We specialise in First-time home buyers, homeowners who are looking for a better rate, or lower payment, and standard landlords and special buy to let mortgages for professional landlords (portfolio's of more than 4 properties).

We have mortgages for Limited companies, remortgages that allow you to release some equity in your home for all types of purposes, special mortgages for people that have accidentally become a landlord because they have inherited a property or had one given to them. 

So, don't go to your bank, come to Zoom Mortgage for your next deal, we can check your bank along with all of our other lenders to find you the best deal for your bespoke situation.

2nd Mortgage Loans

If you need to raise some money for any legal reason like some home improvements, or a business loan or pay a tax bill, take a holiday or buy a big purchase then a 2nd charge mortgage may be right for you. 

We have a selection of lenders that offer very competitive rates for these 2nd charges and the criteria for qualification is usually easier than a new first mortgage. Check with me to see if this is right for you.

Ex-Pats

If you used to live in the UK but have now moved abroad, its ok with Zoom Mortgage. Because we have a large list of lenders that will work with ex-pats finding you the right mortgage is easy. 

We realise that it can be difficult when you are not in the UK to conduct business here so Zoom offers a 24 hours appointment service for any UK expat that needs to call anytime from anywhere in the world.

Bridging Loan

When you just need that cash to get you over the line at the auction or to finish a renovation, or you have decided to do a "homes under the hammer" a bridging loan is perfect to "Bridge the Gap". 

Low monthly rates that don't usually have to be paid until you pay the whole loan off. Typically they are 12 months long but we have some lenders that offer extended terms. 

A bridging loan is not for everyone and you must have a good exit strategy but if you do then we can help place a bridge between your dreams and completion.

First Time Buyer

If you are a First-time buyer do not worry, Zoom Mortgage will hold your hand through the entire process. 

We will explain everything to you in easy to understand English no jargon just straight talk! 

We can help you gain a decision in principle before you go house hunting so that you do not waste your time searching the wrong house in the wrong price bracket. 

We will analyse your situation, discuss your options, check the whole of the market, find the right mortgage for your bespoke situation and help you until the end of the process when you have moved in. (We are even here  for you after you have moved in all you have to do is call).

Buy To Let

Fancy owning an investment property? 

Zoom Mortgage can help you structure the purchase for your new portfolio if needed. We have years of experience working closely with landlords both professional and those that own the odd 1 or 2 properties. 

Whether it's a complicated HMO, a every day standard let, a student let, you might have tenants receiving benefits all are covered by the 

Zoom Mortgage selection of banks and lenders that are available to you through us in the Buy to Let marketplace. 

The allowances given to landlords over the years have changed somewhat and now if you own 4 or more mortgages properties you are considered a Professional Landlord and now your entire portfolio must be examined along with your personal finances. 

Many landlords are just finding out about this when it is time to do a re-mortgage. So, if you have questions around what is possible give Zoom a call to discuss your plans. 

At Zoom we are a small family run business, you our customer are treated like one of the family, a close friend, someone that you would do anything for. We won't treat you like a number, we are here at the other end of the phone for you, after-hours and also on weekends if need be. 

So, when its time for you to get a mortgage or if you are asked by someone about a mortgage adviser, then please contact us first, we are here to help you.

Remember taking a mortgage is a big step, it will take years to repay it but when you do the feeling is incredible! 

King of your own castle every English-man's dream, we can help you make it a reality. 

Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Zoom Mortgage is a trading style of Scott Austin who is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.